Pre-arrangements are free and simple to
do. When a friend or family member dies, the sense of loss,
disbelief, and helplessness can be simply overwhelming. Especially
if you are responsible for planning the funeral and memorial service.
That is why at Stephens Funeral Service we provide pre-arranging
and pre-funding services in all of our locations. This service relieves
burden and stress from your family at the time of death. Record
your wishes, pre-fund your funeral so your family does not have
the financial burden at that difficult time. Make sure your wishes
are fulfilled and take the emotion out of the decision making. Pre-arrangements
are always fully transferable before or after a death. If you have
pre-arrangements with another funeral home you may transfer them
to us. Let us show you how you can save hundreds, even thousands
You can complete a confidential Pre-Need form
so we can help you consider the basic services and products which
best suit your preferences and budget.
Click here to
complete our confidential Pre-Need services form!
Return Assured Protection
Planning on traveling in the near future?
Return Assured is ideal for those who travel, move south for the winter, and visit grandchildren out of state.
If you don't have Return Assured Protection; contact us to learn more about it.
Summary of Benefits:
- Pays all costs including rising air costs
- Coverage protects when death occurs while traveling 100 miles or more from your legal residence
- Provides for transportation of deceased to originally selected funeral home and cemetery
- Coverage includes travel anywhere in the world
- Assures your peace of mind
- One time cost
You don’t have to have a pre-arranged funeral plan to purchase Return Assured. If you already have a pre-arranged funeral, plan it can be purchased regardless of where your plan is located.
Pre-arrangements: This is when you
record your funeral or cremation wishes with the funeral home. You
can pick out as little or as much as you wish by choosing services,
location, merchandise, songs, special wishes, etc. This information
is kept on file at the funeral home and is very helpful at the time
of death. This information is given to the family.
Pre-funding: Many people find advantage
in setting aside funding for funeral expenses. In Minnesota you
may legally shelter assets in either a funeral trust CD at a local
bank or in a tax-free funeral insurance policy, which pays you a
growth rate just for signing up. The growth rate is based on age and amount of funding. Hundreds to thousands of dollars may be added to your account the day you sign up. This money is always guaranteed regardless of health. These funeral policies grow over
time to protect from inflation, ensuring enough money is available
for the services at the time of death.
Either multi-payment plans or lump sum policies are available to fit your individual needs. You may pre-plan or pre-fund your funeral
at any age. In fact, the benefits of pre-funding at a young age
can be very worthwhile. Any excess funds
not used by the family for the funeral go directly back to the estate
of the insured. This money is sheltered tax free, guaranteed never
to decrease in value, and is good at any funeral provider anywhere
in the world. These funds are not considered assets, and may help
you qualify for medical assistance if entering into a nursing home.
These funds are protected from medical assistance so that they may
never be taken away from an individual.
Our pre-need counselor, Valerie Stephens will guide you through
this simple process. If you would like more information about how
the process works please contact us. We will assist you in finding
a plan that best fits your needs and ease your mind of future funeral
needs. Click here to contact us